Gender, academic achievement, and ownership of ATM as predictors of accounting students' financial literacy

The Consortium of Asia-Pacific Education Universities

Susanti^1 ; Hardini, H.T.^1

Universitas Negeri Surabaya, Faculty of Economics, Indonesia^1

关键词: Academic achievements;    Female students;    Financial literacy;    General knowledge;    Money management;    Multiple choice;   

Others  :  https://iopscience.iop.org/article/10.1088/1757-899X/296/1/012031/pdf
DOI  :  10.1088/1757-899X/296/1/012031

来源: IOP

【 摘 要 】

This study examined the relationships between GPA, gender, and ownership of ATM on accounting students' financial literacy (n = 184). Financial literacy was assessed using a paper-and-pencil objective (multiple choice) test measuring general knowledge of finance, income, money management savings, loans, and investment. Gender and GPA data were obtained from the university records. Regression analysis found that GPA and ownership of ATM were associated with financial literacy, but gender was not. Female students with an ownership of ATM and those with a high GPA were found to be superior to males. The implication of this research is that students are expected to increase their GPA and utilize financial facilities in the form of ownership ATM and other financial instruments so as to increase financial literacy. In addition, the need for financial literacy training from related parties to improve financial literacy for students who have low financial literacy.