Communicating Pension Risk to DC Plan Members : The Chilean Case of a Pension Risk Simulator

Pablo Antolini ; Olga Fuentesii iOECDiiSuperintendence of Pensions

Organisation for Economic Co-operation and Development

关键词: communication;    projections;    financial education;    uncertainty;    pension risk simulator;    pension benefit;    pensions;    defined contribution pension plans;   

DOI  :  https://doi.org/10.1787/5k9181hxzmlr-en

学科分类：社会科学、人文和艺术（综合）

来源: OECD iLibrary

【 摘 要 】

The purpose of this paper is to discuss a few issues related to how best to communicate uncertainty about projections of future pension benefits to members of DC plans, and especially to present a pension risk simulator developed by the Chilean regulator (Superintendencia de Pensiones, SP) that addresses directly how to convey that uncertainty and aims at eliciting a pro-active response from individuals in terms of contributing more and for longer.