Financial Protection Against Natural Disasters : An Operational Framework for Disaster Risk Financing and Insurance

World Bank Group

Washington, DC

关键词: Natural disasters;    Disaster risk management;    Disaster risk financing;    Disaster insurance;    Hyogo Framework;   

RP-ID  :  94988

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

The primary objective of this report isto take stock of the global progress on financial protectionagainst natural disasters over the last decade and bringtogether the latest thinking on disaster risk financing andinsurance. Disaster risk financing and insurance helpsminimize the cost and optimize the timing of meetingpost-disaster funding needs without compromising developmentgoals, fiscal stability, or wellbeing. Financial protectionrequires strong leadership by a country's ministry offinance. Disaster risk financing and insurance bringstogether disaster risk management, fiscal risk and budgetmanagement, public finance, private sector development, andsocial protection. While simple measures can quickly supportimproved financial protection, more complex financialsolutions and institutional change require technicalexpertise and political will.