International Remittances and Financial Inclusion in Sub-Saharan Africa

Aga, Gemechu Ayana ; Martinez Peria, MariaSoledad

World Bank Group, Washington, DC

关键词: ACCESS TO CREDIT;    ACCESS TO FINANCE;    ACCESS TO FINANCIAL SERVICES;    ACCESS TO SAVINGS;    AMOUNT OF REMITTANCES;   

DOI  :  10.1596/1813-9450-6991
RP-ID  :  WPS6991

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

This paper uses World Bank survey data,including about 10,000 households in five countries --Burkina Faso, Kenya, Nigeria, Senegal, and Uganda -- toinvestigate the link between international remittances andhouseholds' financial inclusion in Sub-Saharan Africa.The paper finds that receiving international remittancesincreases the probability that the household opens a bankaccount in all the five countries. This result is robust tocontrolling for the potential endogeneity of remittances,using as instruments indicators of the migrants'economic conditions in the destination countries.