Reducing Vulnerability and Promoting the Self-Employment of Roma in Eastern Europe through Financial Inclusion

World Bank

Washington, DC

关键词: ACCESS TO BANK ACCOUNTS;    ACCESS TO CREDIT;    ACCESS TO FINANCE;    ACCESS TO FINANCIAL SERVICES;    ACCESS TO SAVINGS;   

RP-ID  :  72331

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

This chapter highlights the growingglobal and European financial inclusion agenda and providesa brief assessment of vulnerability and labor marketoutcomes for Roma in Eastern Europe. Financial inclusion isconsidered by many to be among the main instruments toimprove welfare, especially among the poor, which needfinancial services as much as, if not more, than non-poor,to reduce vulnerability and improve self-employment.Following a brief description of the main data sources usedin the analysis, the chapter highlights the very high levelsof vulnerability and exclusion among Roma in Eastern Europeand the poor labor market outcomes by any measure, includingextremely low employment rates and high informality. Againstthis background, the following chapters assess financialexclusion among Roma, and self-employment levels and(credit) barriers to starting businesses. The final chapterhighlights international experiences promotingcomprehensive, incremental approaches to financial inclusion.