Bank Concentration and Crises

Beck, Thorsten ; Demirguc-Kunt, Asli ; Levine, Ross

World Bank, Washington, DC

关键词: BANK REGULATION;    BANKING SYSTEMS;    BANKING CRISES;    REGULATORY FRAMEWORK;    PRIVATE PROPERTY RIGHTS ACCOUNTABILITY;   

DOI  :  10.1596/1813-9450-3041
RP-ID  :  WPS3041

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

The authors study the impact of bankconcentration, regulations, and national institutions on thelikelihood of suffering a systemic banking crisis. Usingdata on 79 countries over the period 1980-97, they find thatcrises are less likely (1) in more concentrated bankingsystems, (2) in countries with fewer regulatory restrictionson bank competition and activities, and (3) in economieswith better institutions, that is, institutions thatencourage competition and support private property rights.