Financial Sector Assessment Program - Albania : Developing Private Pensions in Albania

World Bank ; International Monetary Fund

World Bank, Washington, DC

关键词: ACCESS TO CREDIT;    ACCOUNT HOLDER;    ACCOUNT MANAGEMENT;    ADMINISTRATIVE RECORDS;    AFFORDABILITY;   

RP-ID  :  89249

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

This note sets out options to developprivate pensions in Albania. It has been requested by theauthorities to help create a more diversified pension systemthat can deliver improved outcomes for Albania in decades tocome. A diversified pension system mixes state and privatepensions as well as other sources of retirement income. Theanalysis, diagnosis, and recommendations use anoutcome-based assessment framework. This technical notelooks at how the pension system performs relative to 5 keyoutcomes: efficiency, sustainability, coverage, adequacy,and security. These outcomes depend on the political andeconomic environment in which a pension system operates, andits overall design including regulatory framework, marketstructure and conduct, and supervisory approach.