Practical Guidelines for Effective Bank Resolution

Bolzico, Javier ; Mascaró ; , Yira ; Granata, Paola

World Bank, Washington, DC

关键词: ACCESS TO FINANCE;    ACCESS TO INFORMATION;    ACCOUNT HOLDERS;    ACCOUNTABILITY;    ACCOUNTING;   

DOI  :  10.1596/1813-9450-4389
RP-ID  :  WPS4389

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

This study adopts a practical approachin developing a set of guidelines on designing a bankresolution framework and implementing efficient bankresolution methods in Latin America. It identifies sixpillars that are useful for establishing a bank resolutionframework. The study aims to guide policymakers choose froma set of bank resolution methods, by outlining theiradvantages and disadvantages and establishing efficiencyrequirements. The focus is on the good-bank/bad-bankapproach, which is a type of purchase and assumptionmechanism that has increasingly become part of the newerlegal frameworks in Latin America. The good-bank/bad-bankapproach is an effective bank resolution method because itcan be very successful in meeting certain efficiencycriteria, including the minimization of contagion costs andpreservation of business.