Disruptive Technologies in the Credit Information Sharing Industry : Developments and Implications

World Bank Group

World Bank, Washington, DC

关键词: CREDIT REPORTING;    DISRUPTIVE TECHNOLOGIES;    BIG DATA;    TECHNOLOGY INNOVATION;    DATA PRIVACY;   

RP-ID  :  136866

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

This note analyzes the evolution ofCredit Information Systems, including the emergence of newtechnologies that use alternative data in credit decisioningand the opportunities and risks associated with thesetrends. This paper also predicts the potential developmenteffect of these disruptive technologies and proposes a rolefor the World Bank Group in leveraging these technologies topromote inclusion and stability.