The paper focuses on the interruptedcareers in four countries where pensions are based onlifetime labor income, but they have different labor marketpatterns. High levels of employment in Germany and Swedenare in contrast with low levels of employment, particularlyfor women, in Italy and Poland. Career interruptions ofwomen in Italy mean early withdrawal from the labor market,while in Sweden women choose part-time employment. Loweremployment rates and gender pay gaps are important causes ofdifferences in expected pension levels. The pension systemdesign and demographics are also different. Prolongingworking lives and reducing gender gaps in employment andpay, particularly for those at risk of interrupted careers,is key to ensure decent old-age pensions