Financial Inclusion Beyond Payments : Policy Considerations for Digital Savings

World Bank Group

World Bank, Washington, DC

关键词: SAVINGS ACCOUNT;    FINANCIAL INCLUSION;    E-SECURITY;    BANKING SERVICES;    MOBILE BANKING;   

RP-ID  :  136101

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

The report discusses key policy issuesthat enable and constrain digital savings market developmentand offers policy considerations within the context of theG20’s High-Level Principles for Digital Financial Inclusion.Based on current market observations, three policyconsiderations seem most important for facilitating digitalsavings account deployments: Enable banking institutions topursue digital savings partnerships with nonbank entities.Support the development of interoperability between banksand nonbank e-money issuers. Harmonize customer duediligence standards for emoney wallets and low-risk bank deposits.