Digital Financial Services : Challenges and Opportunities for Emerging Market Banks

Saal, Matthew ; Starnes, Susan ; Rehermann, Thomas

International Finance Corporation, Washington, DC

关键词: DIGITAL FINANCE;    EMERGING MARKET ECONOMIES;    FINANCIAL SERVICES;    FINANCIAL TECHNOLOGY;    NON-BANK FINANCIAL INSTITUTIONS;   

RP-ID  :  118736

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

A digital transformation is taking placein the financial services industry, with a host of non-bankinnovators offering both customer facing and back officefinancial technology products and services. Thistransformation includes emerging market economies, and inmany places offers a viable digital alternative totraditional banks, which have left significant populationsunderbanked. This note explores the challenges andopportunities that financial technology innovations presentfor banks in these nations.