The Ability-to-Repay Rule: Possible Effects of the Qualified Mortgage Definition on Credit Availability and Other Selected Issues

Hoskins, Sean M.

Library of Congress. Congressional Research Service.

关键词: Ability-to-Repay;    ATR;    Mortgages;   

RP-ID  :  R43081
RP-ID  :  R43081_2014Jan09

美国|英语

来源: UNT Digital Library

【 摘 要 】

From Introduction: "This report summarizes the ATR rule and analyzes the potential effects it may have on the mortgage market. The next section provides background information on the perceived problems in the mortgage market that motivated the ATR requirement."