The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

Carpenter, David H.

Library of Congress. Congressional Research Service.

关键词: Consumer protection;    Product safety;    Consumers;   

RP-ID  :  R42572
RP-ID  :  R42572_2014Jan14

美国|英语

来源: UNT Digital Library

【 摘 要 】

This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect, and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding.