Customer Purchase Intentions toward Islamic Banking Products in Pakistan: A Study of Religiosity-Based Marketing

Asian Economic and Financial Review

article

Mirza Ashfaq Ahmed¹  Riffat Zulfiqar²  Muhammad Anwar ul Haq¹  Noreena Kausar³  Shaista Khalid⁴ 

[1] Assistant Professor, Department of Management Sciences, University of Gujrat;MS Scholar, Department of Management Sciences, University of Gujrat;Assistant Professor, Department of Psychology, University of Gujrat;Assistant Professor, Department of Education, University of Sargodha

关键词: Islamic banking products;    Religiosity-based marketing;    Credibility;    WoM;    Customer relationship;    Religiosity;    Purchase intention.;   

DOI  :  10.18488/journal.aefr.2020.1010.1187.1202

学科分类：社会科学、人文和艺术（综合）

来源: Asian Economic and Social Society

【 摘 要 】

This study evaluates the contribution of religiosity-based marketing to persuade customers to purchase Islamic banking products through credibility, word of mouth and building customer relationships. An adapted survey questionnaire was used to collect the data from 440 respondents through convenience sampling from Gujranwala Division, Pakistan. Structural relations were assessed by employing the PLS-SEM (partial least squares structural equation modeling) technique, and the results revealed the existence of a positive and significant relationship between religiosity-based marketing and the purchase intentions of customers. However, credibility does not contribute to purchase intentions, possibly because the credibility of commercial banks is yet to be established in Pakistan. Religiosity-based marketing has been tested for the first time to evaluate its effectiveness in influencing the purchase behavior of Pakistani customers of Islamic banking products. Furthermore, the attempt to validate the conceptual model by using responses from a Muslim country shows its potential to be replicated in other Muslim countries.

【 授权许可】

CC BY