Regional Coverage with Banking Services and Regional Economic Health

SHS Web of Conferences

Lebedinskaya O.G.¹  Timofeev A.G.¹  Kurnikova M.V.² 

[1] Plekhanov Russian University of Economics;Samara State University of Economics;

关键词: Banking services;    region;    estimation;    saturation efficiency;    availability index;    loans.;   

DOI  :  10.1051/shsconf/20196202007

来源: DOAJ

【 摘 要 】

Economic developments are rapidly accelerating, and the world is becoming even more complicated. Recently, the world has witnessed the trend toward the reduction of household contribution and growing contribution of non-financial corporations as well as the one of public administration to GDP within its institutional structure. The main problem in Russia results from huge territories and low interest of investors due to weak guarantees of investment protection. The banks with large state-owned shareholding do not always match their activities with the interests of the State. Low penetration of banking services into regions results from their low capitalization, low level of financial literacy, insufficient demand for banking services from the population and unfair competition posed by state-owned banks. With the general problems of banking sector added by regional factors, the derived statistics is extremely controversial. The solution of this problem needs durable solutions.

【 授权许可】

Unknown