Fintechs and Institutions: A Systematic Literature Review and Future Research Agenda

Journal of Theoretical and Applied Electronic Commerce Research

Jorge Tello-Gamarra¹  Martin Hernani-Merino²  João Reis³  Diogo Campos-Teixeira⁴  André Andrade Longaray⁴ 

[1] Department of Agroindustrial Engineering, Federal University of Rio Grande, Santo Antônio da Patrulha 95500-000, Brazil;Department of Marketing and International Business, Universidad del Pacífico, Lima 15072, Peru;Industrial Engineering and Management, Faculty of Engineering, Lusófona University and EIGeS, 1749-024 Lisboa, Portugal;Institute of Economic, Administrative and Accounting Sciences, Federal University of Rio Grande, Rio Grande 96203-000, Brazil;

关键词: fintechs;    institutions;    transaction costs;    regulation;   

DOI  :  10.3390/jtaer17020038

来源: DOAJ

【 摘 要 】

The growth of fintechs has exponentially modified the international financial system. These changes affect social mechanisms that regulate the performance of economic agents, generating the need to modify the current role played by institutions. Despite the clear relationship that exists between fintechs and institutions, studies exploring the details of this relationship are still scarce. The objective of this article is to propose a review and analysis of the current state of research on fintechs and institutions. To achieve this goal, a systematic literature review was conducted, with the selection and analysis of 123 documents published which were based on preestablished inclusion and exclusion criteria. The main results show the development of a framework that allows us to increase our understanding of fintechs and institutions; the identification of three propositions that serve as a guide to the institutional landscape in which fintechs operate; and finally the recognition of a research agenda.

【 授权许可】

Unknown