Moral Risk in the Behavior of Doctors of the Comprehensive Health Insurance in the Province of San Román, Puno-Peru, 2021

Frontiers in Public Health

Balbina E. Cutipa Quilca¹  Santotomas L. Aguilar Pinto²  Julio C. Quispe Mamani³  Cristóbal R. Yapuchura Saico³  Dominga A. Calcina Álvarez⁴  Nelly J. Ulloa Gallardo⁵  Betsy Quispe Quispe⁶  Nelly B. Quispe Maquera⁶  Yessica Quilca Soto⁶ 

[1] Faculty of Accounting and Administrative Sciences, Professional School of Accounting Sciences, of the National University of the Altiplano, Puno, Peru;Faculty of Administrative Sciences of the Andean University Néstor Cáceres Velásquez, Puno, Peru;Faculty of Economic Engineering, National University of the Altiplano, Puno, Peru;Faculty of Education of the Amazonian National University of Madre de Dios, Puno, Peru;Faculty of Engineering, Systems Engineering and Informatics of the National Amazonian University of Madre De Dios, Puno, Peru;Faculty of Health Sciences, Professional School of Dentistry, of the National University of the Altiplano, Puno, Peru;

关键词: physician behavior;    moral hazard;    health;    health insurance;    risk;   

DOI  :  10.3389/fpubh.2021.799708

来源: DOAJ

【 摘 要 】

ObjectiveThe objective of the research was to determine which socioeconomic factors are the ones that most influence the moral hazard in the behavior of the doctors of the Comprehensive Health Insurance in the province of San Román and to identify the attitude of the doctor to a gift and its influence in moral hazard.MethodsThe methodology used has a mixed, non-experimental and correlational approach, the Binomial Probit econometric model was used, applying a survey to 32 active doctors who work in the different SIS centers.ResultsIt is concluded that the factors that influenced the moral hazard and the behavior of the doctors were the bad reputation with a positive relation (27%), the social pressure with a negative relation (98%) and the behavioral attitude with a positive relation (94 %).ConclusionOf the survey carried out, 40.6% of doctors reject the offer of a gift or bribe, reducing the influence of moral hazard by 94%.

【 授权许可】

Unknown