Application of Multi-Modal Biometrics in Financial Risks Prevention and Controls

2018 4th International Conference on Environmental Science and Material Application

生态环境科学;材料科学

Lv, Zitong^1^2^3 ; Wang, Junshen^1^2^3 ; Chen, Shaozhen^1^2^3 ; Wang, Bo^1^2^3 ; Yang, Ke^1^2^3

State Grid Electronic Commerce Co., Ltd., Beijing

100053, China^1

State Grid xiong'An Fintech Corporation, China^2

Electric Finance and E-Commerce Lab., China^3

关键词: Biometric recognition technology;    Financial risks;    Interactive protocols;    Multi-modal biometrics;    Multiple data sets;    Privacy protection;    Technical difficulties;    User authentication;   

Others  :  https://iopscience.iop.org/article/10.1088/1755-1315/252/3/032032/pdf
DOI  :  10.1088/1755-1315/252/3/032032

来源: IOP

【 摘 要 】

The large data credit technology, which is currently being fired, is only a large data collision-fraud technology, and there is not much technical difficulty and innovation, the emphasis is only on the relationship between multiple data sets and the processing of interactive protocols. There are some problems such as unclear system boundaries and insufficient accumulation of credit information at the bottom of large data collection. Biometrics has provided a powerful help to solve such problems, and multimode biometric recognition technology has many advantages, such as its stability, uniqueness and convenience, and has become a sharp weapon to solve the user authentication in large data credit technology, although it faces some challenges in the aspects of privacy protection and security.