The high levels of public debt andpersistent fiscal deficits limit Organization of EasternCaribbean States (OECS) governments' ability to pursuecounter-cyclical fiscal policies during future economicdownturns, leaving private investment as the key driver offuture growth. This study on private sector financing in theOECS analyzes the issue of access to finance from threedifferent angles: the demand side; the supply side; and theenabling environment. It is not possible to fully analyzeproblems of access to finance without a broad approach.Demand side, supply side and the enabling environment arejointly analyzed in this study to identify key measures thatcould be applied in order to improve the enablingenvironment, create better opportunities for business growthand innovation (diversification), and place financial sectorinstitutions in a position to provide finance, especially toSMEs, in a sustainable way.