Bank Flows and Basel III—Determinants and Regional Differences in Emerging Markets

Ghosh, Swati ; Sugawara, Naotaka ; Zalduendo, Juan

World Bank, Washington, DC

关键词: ADVANCED ECONOMIES;    ASSET PRICES;    ASYMMETRIC INFORMATION;    BALANCE SHEET;    BANK FOR INTERNATIONAL SETTLEMENTS;   

RP-ID  :  61405

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

The global financial crisis has led to arange of reform proposals concerning the regulatoryframework governing the banking sector collectively referredto as 'Basel III.' Although the proposed reformsare expected to generate substantial benefits by reducingthe frequency and intensity of banking crises, concerns havebeen raised that, in the short term, the costs of moving tohigher capital ratios may lead banks to raise their lendingrates and reduce lending. This note explores the near-termimplications of Basel III capital regulations on bank flowsto emerging markets, based on an analysis of the keydeterminants of these flows.