The full report on which this Quick Noteis based argues that Middle East and North Africa's(MENA's) financial systems contributed significantly tothese unsatisfactory outcomes by failing to provideaffordable access to finance to large segments of theenterprise and household sectors. The financial sector ispart of the problem and therefore needs to be part of thesolution. Any effort to develop a new growth agenda for theregion will need to include a significant component offinancial sector reforms. This Quick Note is based on thefinance flagship report with the same title which provides adiagnostic of financial development in the MENA region andproposes a roadmap for expanding access to finance whilepreserving financial stability.