Small and Medium Enterprise Finance : New Findings, Trends and G-20/Global Partnership for Financial Inclusion Progress

Global Partnership for Financial Inclusion ; International Finance Corporation

International Finance Corporation, Washington, DC

关键词: ACCESS TO ACCOUNTS;    ACCESS TO CREDIT;    ACCESS TO EDUCATION;    ACCESS TO FINANCE;    ACCESS TO FINANCIAL SERVICES;   

RP-ID  :  94913

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

This update considers new findings sincethe initial Stocktaking report, substantiating thecontribution of the private sector, and of small and mediumenterprises (SMEs) in particular, for new jobs andinvestment. These findings further illustrate the key roleaccess to finance plays in SMEsabilities and willingnessto add jobs including the special circumstances offast-growing SMEs, or gazelles. The new findings furtherdetail availability and gaps in SME financing, including forspecific subsectors such as women-owned firms andagri-enterprises. New trends include progress made in recentyears to improve financial markets infrastructure, andexpanded lending in countries such as China, which have madeprogress in this area. The findings also include key privatesector innovations pioneered by the SME Finance Challengewinners and other private sector institutions, focusing onkey sector opportunities (such as agribusiness and energy),product innovation (such as expanded local currencyoptions), and risk management alternatives. The new findingsand trends highlight the potential of collaborativeplatforms that have emerged from the G-20/GPFI (GlobalPartnership for Financial Inclusion) process to combineresources to improve SME access to finance, and some of themajor outstanding issues and obstacles these platforms mightaddress. The conclusion provides recommendations forpriority issues and work areas for G-20/GPFI attention.