Can Information Influence the Social Insurance Participation Decision of China's Rural Migrants?

Giles, John ; Meng, Xin ; Xue, Sen ; Zhao, Guochang

World Bank, Washington, DC

关键词: MIGRATION;    INTERNAL MIGRATION;    SOCIAL INSURANCE;    RANDOMIZED CONTROL TRIAL;    PARTICIPATION;   

DOI  :  10.1596/1813-9450-8658
RP-ID  :  WPS8658

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

This paper uses a randomized informationintervention to shed light on whether poor understanding ofsocial insurance, both the process of enrolling and costsand benefits, drives the relatively low rates ofparticipation in urban health insurance and pension programsamong China's rural-urban migrants. Among workerswithout a contract, the information intervention has astrong positive effect on participation in health insuranceand, among younger age groups, in pension programs. Migrantsare responsive to price: in cities where the premiums arelow relative to earnings, information induces healthinsurance participation, while declines are observed incities with high relative premiums.