Prudential Regulatory and Supervisory Practices for Fintech : Payments, Credit and Deposits

World Bank Group

World Bank, Washington, DC

关键词: FINANCIAL TECHNOLOGY;    FINTECH;    MARKET STRUCTURE;    FINANCIAL MARKETS;    FINANCIAL REGULATION;   

RP-ID  :  145037

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

This report is a stock-take of the stateof prudential regulation and supervision of fintech. Itfocuses on prudential questions related to three primaryproducts—transaction accounts (deposits and e-moneyaccounts), credit, and payments. As such, the report coverse-money providers, P2P platforms, and overall outsourcing ofthe banking sector industry. The report identifiestypologies of existing regulatory approaches, as well asemerging questions concerning: monitoring, engagement, andtest environments; licensing; supervision; resolution;safety nets; and national and international coordination.