Competition Works : Driving Microfinance Institutions to Reach Lower-Income People and the Unbanked in Peru

Rebolledo Dellepiane, Miguel Angel ; Paniagua, Gloria

International Finance Corporation, Washington, DC

关键词: MICROFINANCE;    DIGITAL FINANCE;    ACCESS TO FINANCE;    POVERTY;    CREDIT MARKET;   

RP-ID  :  133878

学科分类：社会科学、人文和艺术（综合）

来源: World Bank Open Knowledge Repository

【 摘 要 】

Competition from commercial banks isprompting microfinance institutions in urban areas ofPeruand other Latin American nations to provide more service tolower-income groups. Wherehigher-income clients are alreadyserved by commercial banks, microfinance institutionscompeteby attending to a new demographic, while continuingto serve higher-income clients wherecommercial bankingservices are scarce.