The Role of Information in Lending: The Cost of Privacy Restrictions

Nott, Loretta

Library of Congress. Congressional Research Service.

关键词: Credit;    Credit bureaus;    Right of privacy;   

RP-ID  :  RL31847
RP-ID  :  RL31847_2003May19

美国|英语

来源: UNT Digital Library

【 摘 要 】

This report examines the economics of information sharing in consumer credit markets by (1) explaining the role of information in the lending process; (2) describing the economic effects of credit reporting; and (3) outlining the potential economic benefits forgone by restricting consumer credit information.