Bank Systemic Risk Regulation: The $50 Billion Threshold in the Dodd-Frank Act

Labonte, Marc ; Perkins, David W.

Library of Congress. Congressional Research Service.

关键词: Banking law;    Financial services;    Legislation;    Trade regulation;   

RP-ID  :  R45036
RP-ID  :  R45036_2017Dec06

美国|英语

来源: UNT Digital Library

【 摘 要 】

This report focuses on one pillar of the Dodd-Frank Act's (P.L. 111-203) response to addressing financial stability and ending too big to fail: a new enhanced prudential regulatory regime that applies to all banks with more than $50 billion in assets and to certain other financial institutions. Under this regime, the Federal Reserve is required to apply a number of safety and soundness requirements to large banks that are more stringent than those applied to smaller banks. These requirements are intended to mitigate systemic risk posed by large banks. This report also examines the question of which banks are systemically important.