The Dodd-Frank Wall Street Reform and Consumer Protection Act: Title X, The Consumer Financial Protection Bureau

Carpenter, David H.

Library of Congress. Congressional Research Service.

关键词: Consumer protection;    Finance;    Banks and banking;    Federal reserve system;    Economic policy;   

RP-ID  :  R41338
RP-ID  :  R41338_2010Jul21

美国|英语

来源: UNT Digital Library

【 摘 要 】

This report provides a legal overview of the regulatory structure of consumer finance under existing federal law, which is followed by an analysis of how the Consumer Financial Protection Act of 2010 will change this legal structure, with a focus on the Bureau's organization and funding; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authority; the Bureau's general and specific rulemaking powers and procedures; and an analysis of the act's preemption standards over state consumer protection laws as they apply to national banks and thrifts.