Small Business: Access to Capital and Job Creation

Dilger, Robert J. ; Gonzales, Oscar R.

Library of Congress. Congressional Research Service.

关键词: Small business;    Finance;    Capital;    Labor;    Job creation;   

RP-ID  :  R40985
RP-ID  :  R40985_2011Jan13

美国|英语

来源: UNT Digital Library

【 摘 要 】

This report addresses a core issue facing Congress during the 112th Congress: what, if any, additional action should the federal government take to enhance small business access to capital? After briefly discussing the role of small business in job creation and retention, this report provides an assessment of the supply and demand for small business loans. It also examines selected laws enacted during the 110th and 111th Congresses that were designed to enhance small business access to capital by increasing the supply of small business loans and/or the demand for small business loans. This report also includes empirical evidence concerning small business lending and borrowing, including the number and amount of small business loans guaranteed by the SBA.