Converting Retirement Savings into Income: Annuities and Periodic Withdrawals

Mulvey, Janemarie ; Purcell, Patrick

Library of Congress. Congressional Research Service.

关键词: Aged;    Labor;    Retirement;    Retirement income;   

RP-ID  :  R40008
RP-ID  :  R40008_2008Dec01

美国|英语

来源: UNT Digital Library

【 摘 要 】

To a worker contemplating retirement, there is perhaps no more important question than "How long will my money last?" Congress has a strong interest in the income security of older Americans because much of their income is either provided directly from public programs like Social Security, or in the case of pensions and retirement accounts, is subsidized through tax deductions and deferrals. This report looks at strategies to help deal with the following risks: longevity, investment, inflation, and unexpected events.