National Security Perspectives on Terrorism Risk Insurance in the United States

Henry H. Willis ; Omar Al-Shahery

RAND Corporation

RAND Corporation

关键词: United States;    Terrorism Risk Management;    Community Resilience;    Terrorism Risk Insurance Act Of 2002;   

DOI  :  10.7249/RR573
ISBN  :  9780833085351
RP-ID  :  RR-573-CCRMC

学科分类：自然科学（综合）

美国|英语

来源: RAND Corporation Published Research

【 摘 要 】

Congress enacted the Terrorism Risk Insurance Act (TRIA) in 2002, in response to terrorism insurance becoming unavailable or, when offered, extremely costly in the wake of the 9/11 attacks. The law provides a government reinsurance backstop in the case of a terrorist attack by providing mechanisms for avoiding an immediate drawdown of capital for insured losses or possibly covering the most extreme losses. Extended first in 2005 and again in 2007, TRIA is set to expire at the end of 2014, and Congress is again reconsidering the appropriate government role in terrorism insurance markets.