Personal well-being and financial threats in Peruvian adults: The mediating role of financial well-being

Frontiers in Psychology

article

Bertha Estela-Delgado¹  Gilmer Montenegro¹  Jimmy Paan¹  Wilter C. Morales-García²  Ronald Castillo-Blanco⁴  Liset Sairitupa-Sanchez⁵  Jacksaint Saintila⁶ 

[1]Unidad de Administración, Escuela de Posgrado, Universidad Peruana Unión

[2]Unidad de Salud Pública, Escuela de Posgrado, Universidad Peruana Unión

[3]Escuela de Medicina Humana, Facultad de Ciencias de la Salud, Universidad Peruana Unión

[4]Departamento de Gestión del Aprendizaje, Universidad del Pacífico

[5]Escuela Profesional de Psicología, Facultad de Ciencias de la Salud, Universidad Peruana Unión

[6]Escuela de Medicina Humana, Universidad Señor de Sipán

关键词: Personal well-being;    financial;    threats;    Peruvian;    adults;   

DOI  :  10.3389/fpsyg.2022.1084731

学科分类：社会科学、人文和艺术（综合）

来源: Frontiers

【 摘 要 】

Crises negatively affect the economy of a country, increasing financial risk, as they affect work activities and the well-being of the population. This study aimed to examine the mediating role of financial well-being in the relationship between personal well-being and financial threats. A predictive cross-sectional study was conducted. The variables analyzed were personal well-being, financial threats, and financial well-being. A total of 416 Peruvian adults from the three regions of Peru participated. The mean age was M=35.36 (SD=8.84) in a range of 19 to 62 years. To represent the statistical mediation model, a structural equation model (SEM) was used. The analysis showed that the variables were significantly related (p < .001). The theoretical model indicated a perfect mediation, also obtaining a good fit, 2(168) = 394.3, CFI = .931, RMSEA = .057, SRMR = .062. The study showed that personal well-being serves as a basis for promoting financial well-being and this contributes to the reduction of financial threats.

【 授权许可】

CC BY