Increasing Liquidity of SSDM-Based Red Chili Farmers through Agricultural Insurance

Jordan Journal of Biological Sciences

article

Sri Ayu Andayani¹  Yayan Sumekar²  Reny Sukmawani³  Agus Yadi Ismail⁴  Dadan Ramdani Nugraha⁴  Sri Umyati⁴ 

[1] Faculty of Agriculture, Universitas Majalengka;Faculty of Agriculture, Universitas Padjadjaran;Faculty of Agriculture, Universitas Muhammadiyah Sukabumi;Faculty of Forestry, Universitas Kuningan

关键词: Red Chili Agribusiness;    Production Risk;    Market Risk;    Agricultural Insurance;   

DOI  :  10.54319/jjbs/140222

学科分类：生物科学（综合）

来源: Hashemite University, Deanship of Research and Higher Studies

【 摘 要 】

Red chilies have good demand prospects but still have problems. Apart from the fact that production is seasonal, so it often faces crop failure, it also experiences fluctuating prices, there is no certainty of selling, weak market access and risks are interrelated. In this regard, research has been carried out in Garut Regency, West Java, which is one of the development of red chili clusters. This paper has the aim of looking at the linkages of risks that occur and proposing policy scenarios in mitigating possible risks. This research was designed qualitatively and quantitatively with a case study method through a soft system dynamic methodology (SSDM) approach. The results showed that the risks that occur in the red chili agribusiness cluster can be indicated in the production risk, market risk, and institutional risk which are interrelated and have an impact on financial risk. The simulation results of the implementation of policy scenarios through agricultural insurance on red chili commodities increased farmer liquidity of about 20 percent starting from the 292nd day.This has a tendency for red chili farmers to mitigate risks. Meanwhile, the application of insurance is currently limited to rice commodities.

【 授权许可】

CC BY