Financial education in centennials: evidence from students of public and private educational institutions in the city of Loja, Ecuador

Espirales: Revista Multidisciplinaria de Investigaci贸n

article

Jorge Luis Lopez-Lapo¹  Silvana Elizabeth Hernández Ocampo¹  Neusa Cecilia Cueva Jiménez¹  Maritza Jackeline Peña Vélez¹  Germania del Pilar Sarmiento Castillo¹ 

[1] Universidad Nacional de Loja

关键词: centennials;    educación financiera;    finanzas personales;    instituciones educativascentennials;    financial education;    personal finance;    educational institutions;   

DOI  :  10.31876/er.v6i43.830

学科分类：自然科学（综合）

来源: Grupo Compas

【 摘 要 】

Financial education is a process through which people obtain greater knowledge about financial products and services. The objective of this research is to measure the level of financial education of "centennials" in public and private educational institutions in the city of Loja. The methodology used is of an exploratory-descriptive type, for the collection of information a survey based on the PISA test was used, which was applied to 360 students from 11 institutions of the public and private system, aged between 14 and 18 years old. The results show that the financial knowledge of the students is located at level 4 according to the PISA performance levels and that men have greater financial knowledge in relation to women, so it is necessary to implement financial education programs that allow students to reduce risk and minimize errors in decision making by improving their basic financial knowledge.

【 授权许可】

CC BY-NC