The Internal and External Determinants of the Performance of Jordanian Islamic Banks: A Panel Data Analysis

Asian Economic and Financial Review

article

Ghaith N Al-Eitan¹  Ayman M Alkhazaleh²  Ahmad S Alkazali¹  Bassam Al-Own¹ 

[1] Associate Professor, Department of Finance and Banking, Al-Bayt University;Assistant Professor, Department of Finance and Banking, Middle East University

关键词: Islamic banks;    Credit risk;    Capital adequacy;    Money supply;    GDP.;   

DOI  :  10.18488/journal.aefr.2021.118.644.657

学科分类：社会科学、人文和艺术（综合）

来源: Asian Economic and Social Society

【 摘 要 】

The primary aim of this study is to evaluate the performance of Islamic banks in Jordan and identify the significant factors that influence their performance. The study focused on the three Islamic banks in Jordan that are listed on the Amman Stock Exchange (ASE) for which data was obtained from 2009 to 2020. A panel data analysis, random effects model and the generalized least squares (GLS) method were used to analyze the data and to test the study hypotheses. Based on the results, credit risk and capital adequacy positively and statistically affect the performance of Islamic banks in Jordan, measured using return on assets (ROA) and return on equity (ROE). With regard to external determinants, the GDP growth rate was shown to positively and statistically affect the performance of Islamic banks. The results also indicate that money supply (M2) statistically affects the performance of Jordanian Islamic banks (ROE).

【 授权许可】

CC BY