The Modern Tendencies of Development of Competition and Monopolization in the National Insurance Market

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Derkach Kateryna I.¹  Vremenko Liudmyla V.¹ 

[1] Kharkiv National University of Construction Engineering and Architecture;

关键词: competition;    monopolization;    concentration;    insurance market;   

DOI  :  10.32983/2222-4459-2019-3-358-364

来源: DOAJ

【 摘 要 】

The article is aimed at researching the current status, the existing tendencies in competition and monopolization in the national insurance market. The article presents results of the carried out analysis of competition and monopolization of the national market by types of insurance, other than life insurance, and the specific weight of certain types of risk insurance on the basis of insurance premiums income as the main indicator of performance of insurance company. It is defined that the concentration of insurance market of other type than life insurance is moderate, as the TOP 20 companies accounted for 50% of the premiums collected in 2017, but the insurance market of Ukraine tends to be enlarged, and, accordingly, monopolized. Problems arising during the analysis on the level of concentration of the insurance market are considered. The authors’ own approach to classification of insurance companies by types of insurance taking into view the received insurance premiums is proposed. Prospects for further research are development of methodological recommendations concerning evaluation of the competitive environment of the insurance market with the substantiation of the calculation base for its individual segments.

【 授权许可】

Unknown