Micro Credit and Gender: A Critical Assessment

Gaziantep University Journal of Social Sciences

ÖzlemBALKIZ¹ 

[1] ?;

关键词: Mikro Kredi;    Kadınların Güçlendirilmesi;    Feminist Güçlendirme;    Toplumsal Cinsiyet İlişkileri;    Micro Credit;    Women’s Empowerment;    Feminist Empowerment;    Gender Relations;   

DOI  :  10.21547/jss.256756

来源: DOAJ

【 摘 要 】

Micro credit programs, which are based on lending money on interest and encouraging savings, have been first been used in Southern countries and are now being implemented worldwide. Mainly aimed at the rural poor, particularly poor women, micro credit programs seek to ensure sustainable economic development in line with the requirements of global capitalism and to include women in the productive activities of the market. Micro credit has been made institutionalized based on three main paradigms, namely financial sustainability, poverty alleviation and women’s empowerment. In micro credit programs, where the emphasis on women’s empowerment is strong, the lack of a social gender perspective is striking. In fact, women may face patriarchal pressure and restrictions at the start in access to loans, loan usage models, participation to the productive activities in the market and during loan repayment. Thus the allegation that by way of micro credit, women will be empowered in terms of economic, social and political means in the family and society becomes questionable. This article, by problematizing women’s relationship with micro credit, will discuss social gender relationships which prevent them from making use of these programs as they wish and from achieving the results they intend

【 授权许可】

Unknown