The Use of Financial Literacy for Growing Personal Finance

Jurnal Keuangan dan Perbankan

Mochammad Ridwan¹  Gugum Mukdas Sudarjah²  Ardi Gunardi³ 

[1] Department of Accounting, Faculty of Economics and Business, Universitas Pasundan;Department of Development Economics, Faculty of Economics and Business, Universitas Pasundan;Department of Management, Faculty of Economics and Business, Universitas Pasundan;

关键词: Financial Literacy;    Gender;    GPA;    Parental Income Level;    Parental Education Level;    Personal Finance;    Student;   

DOI  :  

来源: DOAJ

【 摘 要 】

Financial literacy played an important role for everyone in managing personal finances.This research aimed to determine how the level of financial literacy in students S1 Faculty of Economics and Business, Universitas Pasundan and investigate what factors are influencing it. The observed respondents were students from the Faculty of Economics and Business, Universitas Pasundan. The research data was collected through questionnaires,descriptive analysis, and test multinominal logit. Based on the results of the research showed that the level of financial literacy from undergraduate students Universitas Pasundan was in the low category. Financial literacy was determined by gender, Greater Academic Achievement (GPA), parental education level, and parental income level;,whereas for age, year of study and residence do not contribute to the research model. The results of this study were expected to support personal financial planning of students in improving the skills of reading, analyzing, and managing their own finances, thus avoiding the daily financial problems.

【 授权许可】

Unknown