Innovation imperatives of global financial innovation and development of their matrix models

Investment Management & Financial Innovations

Nataliia Savchuk¹  Tetiana Bludova²  Nataliia Shelud’ko³  Olena Murashko⁴  Dmytro Leonov⁵ 

[1] Dr in Economics, Prof., Department of International Finance, Faculty of International Economics and Management, Kyiv National Economic University named after Vadym Hetman;Dr. in Economics, Prof., Advanced Mathematics Department, Marketing Faculty, Kyiv National Economic University named after Vadym Hetman;Dr. in Economics, Prof., Head of the Department of Monetary Relations, State Institution “Institute of Economics and Forecasting of NAS of Ukraine;Ph.D. in Economics, Prof., Department of Banking and Insurance, Faculty of Finance, Kyiv National Economic University named after Vadym Hetman;Ph.D. in Economics, Prof., Ukrainian Stock Market Development Institute, Kyiv National Economic University named after Vadym Hetman;

关键词: BankTech;    digitization;    FinTech;    innovation;    InsurTech;    outsourcing;   

DOI  :  10.21511/imfi.18(3).2021.26

来源: DOAJ

【 摘 要 】

The global financial market is undergoing transformational changes under the growing influence of innovative factors. Such changes are due, in particular, to the concentration and scaling up and diversification of the structure of financial services, the renewal of the financial sector on the basis of FinTech operations and blockchain technologies. This requires taking into account the impact of innovation factors on the transformation of the financial market in the dimension of FinTech. The study aims to identify the imperatives of global financial innovation and show ways to develop innovative models in the interpretation of S-curves for next-generation products using new technologies when key technologies on the previous S-curve become obsolete. Also, the matrix of financial innovations is presented and the synergy of its innovation models is proved.The results of the study are to prove that each of the presented models is not independent, it evolves and develops itself, as well as affects other models. This made it possible to identify prognostic pathways for the development of innovative models in their synergy in the form of two-ring motion. Thus, the study emphasizes the need for further research aimed at developing innovative models that will determine strategic decisions in the formation of innovation imperatives.

【 授权许可】

Unknown