Some characteristics that explain the behavior of young universities to save

INFAD

Arturo García Santillán¹  Jésica Josefina Ramos Hernández²  Teresa Zamora Lobato³ 

[1] ;Universidad Cristóbal Colón;Universidad de Xalapa;

关键词: ahorro;    ingreso;    estudiantes universitarios;    género;   

DOI  :  10.17060/ijodaep.2018.n2.v1.1141

来源: DOAJ

【 摘 要 】

Some basic financial topics such as savings and investment are important and required for a financially educated society. Therefore, the purpose of this study is to identify some characteristics that explain the savings habit of college students, as well as finding if this habit differs in relation to gender. For that purpose 60 students from the Universidad Pedagógica of Veracruz were surveyed and for data analysis, the statistical techniques used were Z scores to test population proportion and ANOVA to determine if there are differences by gender between the means. The main findings point to students having a savings habit, even though the amounts are minimal ( than $3,000.00 MXN monthly) and regarding gender differences, it was only proven that there is a difference in the variable INCOME, but not in the other three (Exp-Food, Exp-Mort-Serv y SAVE)

【 授权许可】

Unknown