Financial well-being and financial literacy in Romania: A survey dataset

Data in Brief

Dorina Clichici¹  Cecilia Ciocîrlan²  Miruna Pochea³  Mihai Nițoi³  Cristina Zeldea³ 

[1] Corresponding author.;Department of Finance, Babeş-Bolyai University, Cluj-Napoca, Romania;Institute for World Economy, Romanian Academy, Bucharest, Romania;

关键词: Financial well-being;    financial behavior;    financial knowledge;    financial education;    Romania;   

DOI  :  

来源: DOAJ

【 摘 要 】

This article presents a dataset aiming to examine the nexus between financial well-being, financial behavior, and financial literacy in Romania. A questionnaire-based survey was conducted on a representative sample of 1,391 respondents, selected through a multistage stratified random procedure. The questionnaire encompasses 34 questions aimed at uncovering individual abilities to manage personal finances, attitudes towards several financial instruments or techniques and financial knowledge. We construct one index for measuring financial well-being and three difficulty-ranked financial literacy indices. The indices are adapted to existing measuring techniques to allow for cross-country comparisons. The dataset connects research on the factors determining financial well-being, socio-economic characteristics or behavioral traits, with the measurement of financial knowledge and skills. The provided data can be used by policy makers in designing a national strategy of financial education, as well as by education providers and practitioners in their teaching process. The academy and researchers could also use this data to conduct inter-country financial analysis or studies at the aggregate level.

【 授权许可】

Unknown