THE MAIN APPROACHES TO THE DEFINITION OF BANKING INNOVATIONSAND THEIR ROLE IN THE DEVELOPMENT OF THE BANKING SECTOR

Sovremennye Issledovaniâ Socialʹnyh Problem

关键词: innovation;    financial innovation;    banking innovation;    innovative product;    innovation commercial bank;   

DOI  :  10.12731/2218-7405-2014-11-4

来源: DOAJ

【 摘 要 】

Subject of research – the main approaches to the definition of «innovation», «financial innovation» and «banking innovation».

The aim of the research is analysis of existing opinions of domestic and foreign scientists to the notion of «innovation» «financial innovation» and «banking innovation, and determination of their role in the development of the banking sector of Russia and the world in general.

Method and methodology: we used the general scientific methods: analysis and synthesis, comparison, generalization, systematic approach.

Results. The different views of scholars about the nature of innovation in the economic sphere were examined in general, and in the financial sector and banks-ish thing in particular. Several approaches to the definition of the notion of «financial innovation» were distinguish and its role in banking. The first approach defines them as automation of existing financial processes and the invention of technological innovations and the introduction of new techniques and methods of financial transactions, the second defines them as financial products or services, and activities of a commercial Bank development called innovative.

【 授权许可】

Unknown