THE ROLE OF MICROFINANCE IN ADDRESSING FINANCIAL SERVICES

Научный вестник Южного института менеджмента

卷:0

I. P. Vishnyakov¹ 

[1] graduate school of business, southern Federal University;

关键词: microfinance;    small businesses;    financial services;    microfinance institutions;    protection of interests of the clients;    diversification;    risk;    competition;    efficiency;   

DOI  :  10.31775/2305-3100-2017-1-4-9

来源: DOAJ

【 摘 要 】

The Article is devoted to present the problem of microlending to small businesses. Microfinance encourages self-employment of the population and the development of domestic small and micro business.based on the methods of analysis, synthesis, generalization and scientific abstraction, we can conclude that domestic MFIs begin to perform the function of satisfaction in the financial services population, small and micro enterprises in terms when these subjects of the economy are unavailable or inaccessible services of credit institutions (both banks and non-Bank credit institutions). Despite the positive impact of MFIs on the domestic economy, their activities could be more effective. Currently, MFIs are not able to fully Udo-uletaite the demand for financial services, including due to the low resource base of the MFIs. Independently MFI can solve this problem at the expense of increase of tariffs for the services rendered that would affect the availability of their services and in result will prevent the solution of the problem of expanding the range of potential customers of financial services. In the interests of further development of MFIs of expanding access to financial services is proposed to develop measures for a substantial increase in the resource base of MFIs, providing them with available funding.

【 授权许可】

Unknown