Banking and Modern Payments System Security Analysis

International Journal of Computer Science and Security

Adam Ali.Zare Hudaib¹ 

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关键词: Banking Security;    Authentication;    Chip and PIN;    ATM.;   

DOI  :  

来源: Computer Science and Security

【 摘 要 】

Cyber-criminals have benefited from on-line banking (OB), regardless of the extensive research on financial cyber-security. To better be prepared for what the future might bring, we try to predict how hacking tools might evolve. We briefly survey the state-of-the-art tools developed by black- hat hackers and conclude that they could be automated dramatically. To demonstrate the feasibility of our predictions and prove that many two-factor authentication schemes can be bypassed, we have analyzed banking and modern payments system security. In this research we will review different payment protocols and security methods that are being used to run banking systems. We will survey some of the popular systems that are being used today, with a deeper focus on the Chips, cards, NFC, authentication etc. In addition, we will also discuss the weaknesses in the systems that can compromise the customer's trust.

【 授权许可】

Unknown