ANALYSIS OF BANK FAILURES DURING FINANCIAL TUMULT IN AFRICA-ZIMBABWE: A HISTORICAL REVIEW

Journal of Governance and Regulation

Shewangu Dzomira¹ 

关键词: Bank Failure;    Financial Crisis;    Banking Crisis;    Liquidation;    Curatorship;    Liquidity Challenges;   

DOI  :  10.22495/jgr_v3_i3_c1_p1

学科分类：社会科学、人文和艺术（综合）

来源: Virtus Interpress

【 摘 要 】

The paper describes the analysis of the bank failures phenomenon in Africa with a deep analysis of Zimbabwe scenario. The paper is based on historical research design which used analytical and comparative research approaches to study the bank failures phenomenon. To obtain the historical evidence the researcher consulted primary sources, secondary sources and running records. It was discovered and concluded that the failing of banks was attributed to liquidity and solvency problems as a result of flawed corporate governance standards, inadequate risk management, high levels of non-performing loans and speculative activities among a confluence of factors. It was therefore recommended that enterprise-wide risk management framework should be implemented without failing and adoption of Basel II/III on banking supervision and surveillance.

【 授权许可】

CC BY-NC