Valuation of Residential Premises for the Purposes of Securing the Receivables of the Creditor in Poland

World Multidisciplinary Civil Engineering-Architecture-Urban Planning Symposium - WMCAUS

土木建筑工程

Heldak, Maria^1 ; Stacherzak, Agnieszka^1

Wroclaw University of Environmental and Life Sciences, Faculty of Environmental Engineering and Geodesy, Department of Spatial Economy, ul. Grunwaldzka 55, Wroclaw

50-357, Poland^1

关键词: Banking systems;    Basic elements;    Practical issues;    Real properties;    Residential premise;   

Others  :  https://iopscience.iop.org/article/10.1088/1757-899X/245/7/072004/pdf
DOI  :  10.1088/1757-899X/245/7/072004

学科分类：土木及结构工程学

来源: IOP

【 摘 要 】

The study presents an analysis of the theoretical and practical issues connected with securing the receivables of creditors, in particular the principles connected with the appraisal of real property value used for the purposes of granting loans in Poland. The scope of research included the basic elements of the functioning and organisation of the Polish banking system, legal forms of securing debt receivables and the principles of real property valuation for universal and mortgage banks. Additionally, the authors have conducted an analysis of the number and amount of loans granted in Poland in the years 2009 - 2016