Financial inclusion impementation program for the development in the area of South Tangerang, Banten

Friendly City 4 'From Research to Implementation For Better Sustainability'

地球科学;经济学

Dewi, Etika^1 ; Heykal, Mohamad^1

Faculty Member in Accounting, Finance Department, Universitas Bina Nusantara, Jakarta, Indonesia^1

关键词: Data collection method;    Economic development;    Financial inclusions;    Financial service;    Qualitative research;    Questionnaire data;    Research objectives;    Small medium enterprise;   

Others  :  https://iopscience.iop.org/article/10.1088/1755-1315/126/1/012074/pdf
DOI  :  10.1088/1755-1315/126/1/012074

来源: IOP

【 摘 要 】

The research objective aims to evaluate the problems about the implementation of financial inclusion for the economic development especially in the area of South Tangerang and find solutions for the development financial inclusion. The research is qualitative research that using primary data and the data collection methods is in the questionnaires, interviews, and observations through the official website and Annual Report. The object of this research is OJK of Financial Services Authority as the regulator, five conventional banks are BRI, Mandiri, BNI, BCA and CIMB Niaga as supply side, and the micro and small category of Small Medium Enterprise in Tangerang Selatan area as the demand side. Using testing questionnaire data with validity and reliability test. The conclusion of the research is the OJK and banks have done enough support to improve the financial inclusion program to the micro and small category of SMEs. The majority of services and facilities available have been by the needs of SMEs, but there are still obstacles in marketing (marketing exclusion). Thus, an efficient solution is to educate and socialize more evenly and more vigorously, and invite other banks to participate in supporting OJK programs in increasing financial inclusion.