Application of Fuzzy Model Analysis of Default and Prepayment Behaviours

2nd International Symposium on Application of Materials Science and Energy Materials

材料科学;能源学

Wang, Lai-Wang^1 ; Chen, Chiu-Hsiung^1 ; Wu, Cheng-Chung^2

Department of Industrial Engineering Management, National Kaohsiung University of Science and Technology, Kaohsiung, Taiwan^1

Department of Finance, Suqian College, Jiangsu, China^2

关键词: Commercial bank;    Default risk;    Empirical analysis;    Fuzzy modeling;    Measurement tools;    Mortgage loans;    Quantitative information;   

Others  :  https://iopscience.iop.org/article/10.1088/1757-899X/490/6/062083/pdf
DOI  :  10.1088/1757-899X/490/6/062083

学科分类：材料科学（综合）

来源: IOP

【 摘 要 】

This paper has debated Fuzzy Model in the context of default and prepayment behaviour, through theoretical and empirical analysis, this paper shows the law of default and repayment and the main factors affecting the risk of default and repayment. On this basis, it chooses appropriate measurement tools to control the risk, and provides some basic information for the default risk of housing mortgage loan. At the same time, it also provides commercial banks with evasion of personal housing mortgage. The default and repayment risks faced by loans provide further quantitative information.